Premier Insights


Why Personal Auto Insurance Rates are Climbing
Auto insurance premium rates have returned to pre-pandemic levels, and several trends will likely push rates even higher.

How to See Your Home’s Wildfire Risk
A new computer model will let you see your home’s current wildfire risk and estimates the probability it will burn over the next 30 years.

California’s Fire Season Appears Set to Commence
California’s wildfire season normally peaks between July and October, but warm and dry conditions have raised risks earlier this year.

Dog-Related Claim Costs Top $50,000
Experts worry that the transition back to life outside the home will increase dog bites, just like the jump in bites they saw in March 2020.

When Disasters Strike Many Americans Have Insurance Without Assurance
It’s a situation more Americans are facing, a natural disaster strikes, but private insurance and government relief programs don’t cover all the repair costs.

Luxury Homeowners Can Find Premium Breaks Too
As insurance costs rise, homeowners are seeking ways to reduce their premiums. While luxury homes tend to be more expensive to insure, there are ways to save.

New California Wildfire Safety Plan Hopes to Fix Homeowners Insurance Crisis
California officials rolled out the “Safer from Wildfire” program this month hoping to address the state’s homeowners insurance crisis.

California Exit: AIG and Chubb Look to Leave Regulated Insurance Market
Following years of non-renewals by midrange insurers in California, AIG and Chubb are starting to cut coverage for multimillion-dollar homes.

Home Insurance Premiums are Outpacing Inflation
Homeowners premium rate increases are outpacing inflation and experts predict rates will keep climbing.
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