FAQ Group: General

Admitted: An insurance carrier that is “admitted” has been approved by a state’s insurance department. That means that the company must comply with all state regulations regarding insurance and in the event that the insurance company goes bankrupt, the state will step in to make payments on claims as necessary.

In general, if the total amount insured in your policy is less than the real value, then you likely don’t have enough insurance coverage. However, it truly depends on your personal financial needs. Contact a Premier Private Client advisor to determine the insurance strategies you need.

Our detailed analysis of your risk profile is presented in a comparative proposal for your review. We will identify and clearly communicate coverage recommendations and enhancements available in the marketplace, identification of potential gaps in coverage, changes in the coverage, limits of liability strategies and more. Our singular objective is

We access all viable insurance carriers, both domestically (i.e. AIG) and internationally (i.e. Lloyd’s of London), to ensure customized coverage that meets your personal insurance needs.

While we call Southern California home, you don’t have to in order for us to partner with you. No matter where you live, work or play, coast-to-coast, even internationally, we can find a customized risk management solution for you.

Premier Private Client’s advisors use a consultative and collaborative approach to obtaining a comprehensive perspective of your current risk profile. That risk profile is used to develop an insurance and risk management strategy to protect you and your assets from exposures. We will present our detailed analysis and recommendation for

When it comes to selecting an insurance carrier, there is more to consider than just price.  As a start, you should consider financial stability, claims handling reputation, product offerings in comparison to your product requirements, risk management and loss control services, etc.  Premier Private Client has extensive experience with the

An ideal broker has both the expertise and support staff to provide a personalized level of service. They should also have direct relationships with specialty insurance carriers needed to tailor coverage for your specific exposure. Premier Private Client is committed to offering an unparalleled service package, specifically designed to meet

When it comes to protecting your financial success, it takes extensive experience and specific expertise to deliver value adding solutions.  An independent insurance partner, such as Premier Private Client, will invest the time and effort needed to gain an intimate understanding of your needs.  Equipped with this information, we can