Solutions
From protecting your family to safeguarding your most valuable assets, Premier Private Client is dedicated to bringing you absolute peace of mind with curated policies for the following categories:
Estate
Whether you enjoy Mediterranean-style mansions or luxurious alpine escapes, your home is filled with irreplaceable memories.
As a high-end homeowner, a conventional home insurance policy simply does not offer the protection you need. There are only a handful of insurance carriers in the U.S. with the infrastructure and experience to provide coverage for high-value estates. Similarly, only a select group of brokers have direct access to these qualified vendors.
PREMIER PRIVATE CLIENT MAINTAINS DIRECT RELATIONSHIPS WITH THE INDUSTRY’S MOST EXCEPTIONAL INSURANCE VENDORS, CAPABLE OF PROVIDING CUSTOMIZED COVERAGE FOR EACH ONE OF YOUR UNIQUE, UPSCALE PROPERTIES.
Our firm has more than 25 years of experience in high net worth insurance claims and specialty programs to protect your home. We review your lifestyle and properties from every angle and gather a deep understanding of your risk profile to build the optimal program around your customized needs.
Transport
WE UNDERSTAND THAT TRANSPORTATION IS NECESSARY AND IMPORTANT TO YOUR LIFESTYLE — BUT IT ALSO GENERATES SIGNIFICANT RISK.
Whether you prefer to wander by land, sea, or sky, do so with the peace of mind that you and your vehicle or craft are protected.
Our goal is to mitigate common risks plus those you might not have considered yourself. Relish in the joys of boat ownership, relax on your private jet, and feel free to take that new collector out for a spin. You can rest easy knowing that Premier Private Client has curated an insurance and risk portfolio that fits your lifestyle and meets the coverage-breadth you need.
Collections
THE FACT IS THAT YOU CANNOT RELY ON A STANDARD HOMEOWNERS POLICY TO PROTECT THE POSSESSIONS YOU ARE MOST PASSIONATE ABOUT.
From fine art to jewelry, wine, antiques, and vintage vehicles, your private collections are investments much too meaningful to gamble. Typical homeowners policies provide minimal amounts of coverage for valuables and one should not automatically assume that additional “enhancements” under a general homeowners program are sufficient protection either.
THE MOST COMMON AND COMPREHENSIVE WAY TO PROTECT YOUR COLLECTIONS IS WITH SEPARATE PERSONAL VALUABLES INSURANCE POLICY.
This type of policy can be customized to fit your needs with either blanket or itemized coverage and detailed appraisal requirements. A meticulous review of your current insurance policies combined with an intimate understanding of your lifestyle would allow Premier Private Client to construct a program that truly safeguards your most prized possessions.
UMBRELLA
ACCIDENTS HAPPEN IN THE BLINK OF AN EYE. ONE LAWSUIT CAN JEOPARDIZE THE FINANCIAL LEGACY YOU’VE WORKED YOUR ENTIRE LIFE TO BUILD.
Unfortunately, there are many unexpected situations in which your homeowners or auto insurance policies might not be sufficient. In these circumstances, damages might either be excluded from—or simply exceed—your underlying policy limits. In the case of an adverse legal settlement, you risk devastating financial loss.
HAVING A PERSONAL UMBRELLA OR EXCESS LIABILITY POLICY IN PLACE IS INSTRUMENTAL IN THE PROTECTION OF YOUR ASSETS.
Personal umbrella or excess liability insurance provides coverage above and beyond your homeowners or auto insurance and is arguably one of the most important policies in your portfolio. Equally as important, Premier Private client will always ensure that all of your policies are designed to “speak” with each other to prevent discrepancies in the case of a claim.
Family Office
High net worth, multi-generational family members have unique needs based on their wide range of financial holdings and interests.
These needs include the preservation of the family’s assets, legacy, and confidentiality. Additionally, as the family’s net worth grows, the complexity of financial risk grows with it. A healthy family office insurance solution requires a masterful risk management advisor and continuous communication for optimum effectiveness.
Premier Private Client specializes in designing bespoke Family Office insurance solutions to compliment your lifestyle.
Our expert team will handcraft an insurance solution that aligns with your family’s unique needs and goals. With face-to-face meetings throughout the year, a dedicated single point of contact for the family, and discreet, concierge-level service, Premier Private Client promises your family an insurance experience that is Anything but Ordinary.
Find a Solution
To request more information or to set up a complimentary Premier Lifestyle Risk Assessment, please complete this form and a Premier Private Client Advisor will contact you shortly.
