Premier Insights
Billion-Dollar Weather Disasters Upset Insurance Market
The U.S. experienced 25 separate billion-dollar weather disasters in 2023 — the largest number since records began.
Californians Warned to Brace for El Niño Flooding
California officials are concerned about widespread flooding as the state prepares for El Niño and what is likely to be a second consecutive winter of heavy precipitation.
Is California’s 2023 Fire Season Over? Experts are Cautiously Optimistic
As California’s unofficial wildfire season ends, experts are hopeful things will remain mild for the remainder of 2023.
Americans are Skipping on Home Insurance as Premiums Surge
Many American homeowners are gambling that they won’t experience a disaster and forgoing purchasing home insurance due to rising costs.
Homeowners Hit by Higher Premiums and Less Coverage
Homeowners face higher deductibles, new coverage limits, and double-digit premium hikes as insurers try to get profitable by charging more for less.
Home Insurers Policy Pullback Extends Beyond California
Insurance companies are pulling back on homeowners’ policies nationwide due to fears of natural disasters and soaring rebuilding costs.
Destructive Design: Soft-Story Homes are Vulnerable to Earthquakes
Single-family homes with living spaces atop garages are particularly vulnerable to collapse in an earthquake, with many needing retrofitting.
High-Net-Worth Property Insurance Hit by Hard Market
High-net-worth homeowners are facing the hardest property insurance market “in a generation,” meaning buyers should expect higher renewal premiums.
Dog Bite Injury Claims Cost Over $1 Billion in 2022
The overall number of dog bite injury insurance claims dropped in 2022, but the costs surged as insurers paid out more than $1 billion.
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