Premier Insights
Present-Day Disaster Preparedness
From escalated numbers of hurricanes in Florida to devastating fires and large-magnitude earthquakes in California, recent years show a striking uptick in natural disasters coast to coast. FEMA.gov reported fifty-three major disasters nationwide in 2019, including 10 weather and climate disaster events with losses exceeding $1 billion, according to the
Rise in Natural Disasters Leads to Insurance Deficits
Disasters Increasing in Frequency and Severity In recent years, our country has experienced some of the highest recorded numbers of natural disasters in history with 108 incidents occurring in 2018 alone, as reported by The Insurance Information Institute. Not long ago, California experienced some of the deadliest and most destructive
High Insurance Costs Hamper Wildfire Zone Home Sales
Insurers are scaling back coverage of homes in wildfire-prone areas of California and it’s starting to impact the housing market.
Earthquake Fault Thought Dormant Could Cause a Major Shaker Under LA
An earthquake fault long thought to be dormant could cause a destructive temblor along the Los Angeles coast, scientists say.
Insurers Continue to Pull Out From Risky Fire Areas
After years of record-setting wildfires in both size and cost, insurers are quietly pulling back their exposure across the Western United States.
Four Ways to Protect College Students from Losses
It’s always better to prevent a loss than deal with the aftermath of stolen items. Here are four things you can do to help keep your stuff safe on campus.
Is Tuition Insurance Right For You?
After buying a home and saving for retirement, paying for college is one of the largest financial commitments a parent will make. So is it worth getting tuition insurance?
What Happens If Your Kid’s College Roommate Crashes Your Car
Do you know what happens if your son or daughter lets a friend drive your car at college and the friend gets into an accident?
Address Your Insurance Needs Before College Starts
Completing an insurance checkup during back-to-college season can bring you peace of mind and possibly save you some cash.
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