Premier Insights

Auto Insurance Premiums Keep Soaring in California
As the average annual cost of auto insurance rises, drivers are making moves to lower their payments.

A Blazing Start to California’s 2024 Fire Season
The size of wildfires so far in 2024 is worrying California fire officials and state leaders.

Lake Tahoe’s Nevada Shore Faces California-Like Insurance Crisis
Homeowners on both sides of Lake Tahoe now face the same realities when insuring their property. Getting coverage is a major challenge.

Rising Risks: Thousands of Properties Plagued by Repeat Flood Damage
New data reveals a surprising number of U.S. properties have experienced repeat flood damage, signaling a growing risk nationwide.

Insurers Use Aerial Images to Ditch High-Risk Homes
Insurance companies are using drones to take aerial images looking to spot damaged roofs or undisclosed features like swimming pools.

Dog Related Injury Claims Increased Again in 2023
Insurers paid over $1 billion in dog-related injury claims in 2023, marking a 110% increase over the past decade, according to the latest data.

States Look Into Why Homeowners Insurance is Hard to Buy
State regulators are digging into why homeowners insurance policies are getting harder to buy and retain.

California’s Insurer of Last Resort is Unprepared for a Major Catastrophe
California’s FAIR Plan, the state’s insurer of last resort, admitted its unprepared to cover potential catastrophic losses as coverage has rapidly expanded.

Buying Home and Auto Insurance Is No Longer Routine: WSJ
For many Americans, getting insurance for their cars and homes has gone from routine to an ordeal.
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