Students who live on campus typically do not worry about renters insurance because their parent’s policy will typically cover losses or damages. Once you move off campus and have to pay rent yourself, mom and dad’s insurance policy may not cut it anymore.
Why renters insurance for college students is vital:
- Your landlord is not expected to replace any damaged or stolen items. Their policy only covers the building, not your stuff.
- If only one roommate has renters insurance, their belongings are covered, but yours are not. However, you can purchase a policy together, so everyone’s stuff is covered.
- Renters insurance does not just cover personal possessions. It also covers liability if someone gets hurt at your place, as well as additional living expenses should something occur that makes your home unlivable for a period of time.
Contact Chivaroli Premier for all of your renters’ insurance needs. With over 20 years of covering people, let them give your college student the coverage they need!