A new California bill would require insurers to pay homeowners 100% of their coverage for belongings lost in natural disasters, removing the need to itemize possessions.
The recent Los Angeles-area fires could undermine California’s efforts to woo back insurers, deepening the state’s home insurance crisis.
Losses from storms, wildfires, and other natural disasters are breaking records and driving home insurance bills upwards.
Some people try to save money on insurance by purchasing the minimum coverage available. But, the risk of purchasing the minimum policy is it can lead to surprises if an unforeseen event does occur. For instance, you’re at fault for an auto accident and you get sued, the minimum coverage
Renting a car with all the latest bells and whistles – like web browsing and hands-free texting – is fun, but you could be exposing personal information warns the Federal Trade Commission (FTC). When you use a connected rental car’s infotainment system, it may store locations you entered in GPS
It may now be possible for property owners in San Diego County’s backcountry to buy fire insurance for the first time. The change comes after an insurance organization that weighs wildfire risk determined that the backcountry is safer after years of investment, according to the Los Angeles Times. The ruling may also make it possible
Regulations for companies and homeowners using federal funds for projects in flood-prone areas will push construction projects to higher ground. The new regulations recently released by the Federal Emergency Management Agency require building on higher ground, up to two feet higher than the 100-year floodplain, according to the Wall Street
Scientists agree that there is growing evidence that climate change is driving people from their homes. Dozens were killed and more than 100,000 homes were damaged in flooding in Louisiana and 82,000 people were evacuated in San Bernardino County just in the past few weeks. According to the Washington Post,
With the threat of wildfires on the rise in California, firefighters are overhauling basic firefighting equipment to get ahead. Sam Wu, Project Leader with the San Dimas Technology and Development Center, told KPCC Southern California Public Radio that his team is working to make sure firefighters have the most up-to-date
California customers were charged excessive premiums for rental and home insurance policies by State Farm a judge ruled, recommending millions in refunds. Consumer advocacy groups challenged State Farm’s proposed 7 percent rate increase, which the insurance giant said was needed to cover new risks from wildfires. Administrative Law Judge John
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