The Impact of a Dog on Homeowners’ Insurance

Homeowners who have dogs may want to check their insurance coverage. Many don’t realize that insurance companies often put clauses into their policies restricting coverage or automatically excluding coverage altogether if a specific breed of dog is purchased by the family.

Homeowners insurance policies are written based on the presence of risk surrounding the property. If a family purchases a breed of dog that is considered to be dangerous, insurance companies are opting to err on the side of caution and revoke coverage. Many families are not aware of the insurance company’s policies until it is too late and their personal assets could be at risk.

If you have any questions concerning dog liability and whether or not your insurance company provides that specific type of coverage, contact the professional staff at Chivaroli Premier Insurance. They will be able to answer your questions about what types of dogs are permitted under your policy and whether or not the policy can be amended to include other dogs, such as pit bulls and chows.