Understanding How To Protect Yourself Against Underinsured Drivers
Have you ever wondered what happens if you get into an accident with someone who carries just the minimum required insurance coverage? Or, worse yet, with someone who has no insurance? If you have uninsured and underinsured motorist coverage, you can rest easy knowing your will be taken care of regardless of the at-fault driver’s level of insurance coverage.
Coverage against an uninsured motorist will protect you in the event you get into an accident with an at-fault driver who has no insurance protection. This policy will enable you to pay for your medical bills and repairs without dipping into your personal savings.
Underinsured motorist coverage will kick in should you get into an accident with an at-fault driver whose insurance is not able to fully cover your expenses. The level of coverage and requirements vary from state to state, so ask your local insurance agent about how your underinsured motorist coverage can protect you.