The next mega-earthquake to shake the continental U.S. might not be the San Andreas Fault in California, but from a far more dangerous fault farther north. The Cascadia subduction zone, which runs from Northern California to British Columbia, could deliver a temblor 30 times stronger than the San Andreas. Scientists
If you drive when you’re sad or mad, you have a greater chance of crashing than if you’re tired, according to a new study. Drivers who are emotionally upset increase their risk of crashing by nearly 10 times, researchers from Virginia Tech found. In contrast, driving while fatigued makes a crash
Affluent or high net worth individuals my be underserved by their current insurance program. That’s where a personal risk manager can help.
Many Southern Californians are wondering: what happened to El Niño? The torrential rains brought by a conveyor belt of storms has not materialized this winter, but scientists say it’s still coming. El Niño expert Bill Patzert of NASA’s Jet Propulsion Laboratory says the squalls are coming a month later than
Applications are still being accepted for homeowners to receive grants of up to $3,000 to earthquake retrofit single-family dwellings in California. Homeowners in certain zip codes can register at earthquakebracebolt.com for the grants. The registration period ends Feb. 20 for the program that is funded by the state and the California
This holiday season thousands of amateur pilots will take the controls of hobby drones. The aerial swooping and swooshing that is sure to follow will likely lead to a few cracked windows and a few bodily injuries. That’s when the liability claims could take off. “Almost no one is thinking
The California Earthquake Authority estimates that only 10% of homes in the state have earthquake insurance protection. While the costs of the primary insurance policy may not be too pricey ($798 statewide average), the high policy deductibles may cause homeowners to pause. Earthquake policy deductibles vary from 5% to 25%,
From severe weather to illness to political unrest, it’s worth considering how to protect your travel investment in case that dream vacation gets cancelled or interrupted. To manage these unforeseen events, most strategies include add-on purchases in the form of a cancellation waiver or travel insurance. The two products seem
As we quickly approach the holidays, many people start thinking about resolutions for the New Year. If making sure your assets are protected makes your list, it’s time to consider buying excess personal liability insurance. Excess personal liability, also called umbrella insurance, adds a layer of protection above your existing
Weather experts are warning people to start preparing for the possibility of increased rain and flooding across the region from El Niño. The National Weather Service’s most recent forecast showed that El Niño continued to gain strength in October. “El Niño is here. And it is huge … At this