Tag: homeowners insurance

Homeowners urged to buy flood insurance before El Niño strikes

The Federal Emergency Management Agency (FEMA) wants Californians to buy flood insurance ahead of the predicted torrential rains from the strongest El Niño conditions in nearly 20 years. “We encourage everyone to take the threat seriously,” FEMA’s deputy associate administrator for insurance and mitigation Roy Wright said during a news

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Are You Protected Against Flooding?

Make Sure You Can Rest Easy In The Rainy Season With Flood Insurance After many dry months, California finally saw some much needed rainfall in recent weeks. With the land parched and, in many places, scarred by fires sudden, heavy rains can spell trouble for areas vulnerable to mudslides. Even

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To Rent or Buy, That is the Question

Renting vs. Buying When making the trying decision to rent vs buy, it is imperative that you evaluate the costs. Renting a home and home buying will both involve unique expenses, which must be weighed and considered. In determining whether or not to rent or buy, you must keep taxes,

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Insurance Implications After the Loss of a Loved One

Guidance Through This Trying Time Unfortunately, some of the most trying experiences in life leave us having to rummage through paperwork to get everything in order. While mourning for the loss of a loved one should be at the forefront, it is important that you remember the importance of changing

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Is Your California Home Protected From Earthquakes?

The Importance of Every Californian Having Earthquake Insurance California residents are no stranger to the shakes that leave costly damages in their wake. Since earthquakes are one of the most unpredictable disasters, we must be prepared for their arrival at all times. Rather than leaving the well-being of your home

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Cost to Rebuild vs. Replacement Cost vs. Market Value

A Breakdown of the Differences Between Market Value, Replacement Cost & Cost to Rebuild Far too many homeowners are confused about the difference between market value, replacement cost, and the cost to rebuild. As a homeowner, it is important that you know the difference between these terms so that you

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Myths About Home Buying Debunked

Common Myths About Home Buying Revealed When it comes to home buying, there are so many myths out there that it has become almost impossible to distinguish between fact and rumor. We want you to be completely in the know when making the purchase of a lifetime, which is why

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Don’t Let Natural Disasters Become Your Worst Nightmare

Natural disasters can cause a lot of damage, which can be extremely costly to a homeowner! According to RealtyTrac, 55% of U.S. homes are in a “high-risk” zone for natural disasters. Know the risks of where you live because your insurance rates depend on it. If you move to the

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