Premier Insights


California Bill Aims to Simplify Insurance Payouts After Disasters
A new California bill would require insurers to pay homeowners 100% of their coverage for belongings lost in natural disasters, removing the need to itemize possessions.

What to Pack in an Emergency Go-Bag
Having a “go bag” ready before an emergency strikes is critical. Here’s a breakdown of what to consider packing.

More Americans are Living in Wildfire Danger Areas
The growth of homes in the wildland urban interface played a role in the catastrophic Los Angeles wildfires. Millions of Americans face similar danger.

L.A. Fires Could Deepen California’s Home Insurance Crisis
The recent Los Angeles-area fires could undermine California’s efforts to woo back insurers, deepening the state’s home insurance crisis.

Why Rising Home Insurance Bills are Here to Stay
Losses from storms, wildfires, and other natural disasters are breaking records and driving home insurance bills upwards.

California’s New Home Insurance Rules Start in January
A significant change in California’s insurance market could provide relief for homeowners in neighborhoods at high risk of wildfires.

Can Home Hardening Control Wildfire Destruction?
Whether a home burns during a wildfire is neither pure chance, nor entirely determined by home hardening, experts say.

California is the Riskiest State for Wildfires: CoreLogic
Nearly 1.3 million Golden State homes face a moderate or greater risk of wildfire, making California the riskiest state for fire loss.

Are You Underinsured? 5 Policies High-Net-Worth Individuals May Need
Underinsurance can cost you a lot. Here are five policies often overlooked in high-net-worth insurance coverage.
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