Premier Insights
New App Could Warn LA Before the Shaking Starts
Angelenos could get precious seconds — perhaps even tens of seconds — before shaking from a distant earthquake arrives thanks to a new early warning app. The ShakeAlertLA app created by the City of Los Angeles, launched earlier this month, is built on the U.S. Geological Survey’s earthquake early warning
California Eliminates Gender When Setting Auto Insurance Rates
Earlier this month, California became the newest state to ban the use of a person’s sex when setting car insurance risk factors. Gender had been an optional criterion for insurers until the start of 2019. This change could alter rates for a vast number of drivers across the Golden State.
Should California Rebuild Knowing Homes Will Burn Again?
Wildfires sweeping over sun-drenched, brush-covered landscapes of California is nothing new, but 2018 could be a particularly devastating year. As a result of the 2018 fires, AccuWeather estimates the total economic loss to the Golden State could reach $400 billion. That figure includes loss of property, taxes, jobs, businesses and more. In
How to Protect Your Connected Gadgets in the New Year
It’s gift season once again. All the latest gadgets for the modern home from TVs to refrigerators to light bulbs connect to the internet. In North America, the number of smart homes is expected to hit 73 million by 2021, according to reports. While those connected devices might make life
Car Safety Systems Add to Fender Bender Repair Bills
New safety features in vehicles are becoming standard equipment but the benefits may come at a price even in minor accidents, according to AAA. Vehicles with advanced driver assistance systems (ADAS), such as automatic emergency braking or blind spot monitoring, can cost twice as much to repair following an accident
What California’s IoT Cybersecurity Law Means for Consumers
California is trailblazing public policy once again with new cybersecurity standards for web-connected “smart” devices. The bill, SB-327, signed recently into law by Gov. Jerry Brown, seeks to set baseline cybersecurity standards for Internet of Things (IoT) devices from thermostats to webcams to cars. Starting in 2020, any manufacturer of
California Debates Who Should Pay for Destructive Wildfires
Firefighters are stretched thin by more than a dozen blazes burning throughout California. As wildfires are now a year-round threat, politicians in Sacramento are debating who should pay for the growing number of fires, now and in the future. The central question before lawmakers is whether public utilities should remain
Why California’s Wildfire Problem is Getting Worse
The Mendocino Complex fire in Northern California just made dubious history as the state’s largest-ever blaze. It’s becoming commonplace that wildfires across the Golden State engulf homes, scorch heirlooms and family photos, and claim lives. The reason these wildfires seem more destructive is that people and fires are coming together, experts
Your College Student May Need Their Own Insurance
Packing for college can be hectic, but there’s one thing parents should add to the back-to-college list; an insurance checkup. Your student will be thinking about classes, meeting new friends and finding a coffee shop open late, but the college experience could, unfortunately, be someone making off with their laptop
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