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Understanding SR-22 Requirements
Unless you need one, you likely do not know the answer to the question, “What is an SR-22?” An SR-22 is a Certificate of Financial Responsibility and acts as verification that you are continuously holding the minimum required auto liability insurance.
This state-mandated certificate is often required of those who have proven to have little to no financial responsibility. There are a variety of reasons why one may be required to hold an SR-22, including but not limited to:
- Driving without auto insurance
- Being at-fault for an accident while you were without auto insurance
- Driving on a revoked or suspended license
- Repeat traffic offenses
- Multiple tickets in a short time span
- Any serious moving violation
- Receiving a DUI or DWI
While an SR-22 form only costs about $15 or $25, many of the factors that led to the SR-22 requirement call for elevated insurance premiums that simply cannot be avoided. To avoid the insurance quote challenges and financial burden associated with an SR-22, simply follow the rules of the road!