The possibility of losing an extensive designer wardrobe that spans the likes of Valentino, Dior and Chanel, may not be covered by your homeowners insurance. Unlike art, jewelry and watches, insurance companies have traditionally considered apparel to be among household “contents,” which are subject to deductibles and a host of
Safeguarding Your Home Against Hurricane Damages Unfortunately, hurricane preparedness has almost gone completely out the door with the accumulation of preparedness myths. Rather than remaining misinformed, keep in mind the top 4 hurricane preparation myths: Myth:Hurricane evacuations are determined by the speed of the wind. Fact: Hurricane evacuations are actually determined by
As seen on the LATimes: On the day after Jim Shiraishi’s home of 24 years was destroyed by a wall of mud and rocks that poured into his backyard in a burst of fury, all he could think about was finding his wallet and keys. Shiraishi returned to his Camarillo
A Breakdown of the Differences Between Market Value, Replacement Cost & Cost to Rebuild Far too many homeowners are confused about the difference between market value, replacement cost, and the cost to rebuild. As a homeowner, it is important that you know the difference between these terms so that you
Homeowners insurance is there to help you when things go wrong. Yet when something happens, homeowners are unsure of how to get insurance providers to pay up! Here are some tips to help make sure you get the most out of your policy. Document everything! Keep track of the condition
There are an overwhelming number of homeowners who believe that their expensive personal belongings receive coverage under their homeowners’ insurance policy. In fact, your homeowners’ insurance policy likely specifically excludes such items. These items may include the family heirlooms your grandmother gave you, the fine china from your wedding, or
The amount of homeowners who do not understand what is covered under their homeowners’ insurance policy is overwhelming. While you may know the basic coverage options, gathered are a few extra coverage options that many homeowners have never thought about: Comprehensive homeowners’ insurance policies typically include rodent damage coverage in
When it comes to home remodeling and renovations, you must work with a reputable and experienced contractor who is both bonded and insured. Many homeowners are surprised to hear that many home renovations are started by and deserted by fraudulent contractors. In order to avoid this costly mistake, keep these
Swimming pools are a great way to beat the heat but sometimes the chlorine can be too much. Many people prefer a more natural setting to a chlorine bleached poolside; BioNova has solved the problem with natural swimming pools. Imagine replacing the chlorine in your pool with living plants containing
As seen on the Los Angeles Time: Homeowners sometimes identify with the architectural history of their homes as strongly as they do their own ancestry. How to know for sure if a house is a Craftsman, Arts and Crafts bungalow or Victorian? On Saturday, experts from the nonprofit historic preservation
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