Posts made in March, 2014

March 2014

Motorcycle and Helmet Laws For Each State

Starting in 1967, the United States Federal Government passed legislation offering compelling incentives for states to implement motorcycle helmet laws and/or bicycle helmet laws. Essentially, states without helmet laws would no longer qualify for federal highway construction funds or for certain highway

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Punishing Common Courtesy

As seen on Claims Journal: Who’s At Fault When One Driver Waves To Another Driver That It Is All Clear – And It Isn’t? Thomas Fuller once said, “All doors open to courtesy.” It appears that this may now include

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Injuries Related to Texting and Walking Increasing

As seen on Claims Journal: Texting and walking is a known danger, but Dietrich Jehle, professor of emergency medicine at the University at Buffalo, says distracted walking results in more injuries per mile than distracted driving. Consequences include bumping into

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Have You Seen Your Pipes Lately?

As seen on Risk Conversation by Keith Weinhold: The days are lengthening, but there is still plenty of freezing weather ahead. Pipes may not be able to withstand the pressure of freezing water and if one cracks or bursts, flowing

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Spring Home Maintenance

Now is the time of year to start de-winterizing your house and doing those spring maintenance chores you’ve been looking forward to all winter. Whether you do a simple spring cleaning in all your rooms or you have a full

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Emailing: 4.4-Magnitude Earthquake Hits In The Sepulveda Pass

LOS ANGELES ( — A 4.4-magnitude earthquake and at least six aftershocks shook the Sepulveda Pass area Monday morning. The tremor struck at 6:25 a.m. and was “epicentered in the Santa Monica Mountains between Westwood and Encino, closer to the

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4 Year Old Boy Mauled – All Umbrella Policies Aren’t the Same: Uninsured / Underinsured Coverage Could Respond to This Type of Accident

As seen on CBS News: A dog that mauled a 4-year-old Phoenix boy has received thousands of pleas for mercy through a Facebook campaign ahead of a court hearing to decide his fate. A municipal court judge could rule at

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What is the difference between Hurricanes, Cyclones and Typhoons?

People often wonder about the difference between a hurricane, a cyclone and a typhoon. According to the National Oceanic and Atmospheric Administration (NOAA), meteorologically there is no difference. These three storms all have the same properties, particularly very low pressure

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Staying Safe On St. Patrick’s Day Means More Than Going Green!

Everyone loves St. Patrick’s Day. Green rivers, green beer, green ham… OK… maybe not so much the green ham, but the green beer and other potent potables are definitely part of the celebrations. It’s easy to lose yourself in the

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Driving Rules For Older Drivers…A State-By-State Guide

States are given the responsibility for setting forth the rules and requirements regarding driver’s license renewals for each state resident, including any exceptions for older drivers. Here, we will list renewal requirements for senior drivers in each of our 50

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