Students who live on campus typically do not worry about renters insurance because their parent’s policy will typically cover losses or damages. Once you move off campus and have to pay rent yourself, mom and dad’s insurance policy may not cut it anymore. Why renters insurance for college students is vital: Your
We all know that red vehicles and sports cars are the cars most likely to be pulled over for speeding because they draw more attention to themselves. For many, it’s something parents tell their children when they buy their first car. What you may be unaware of is that there are other cars
Natural disasters can cause a lot of damage, which can be extremely costly to a homeowner! According to RealtyTrac, 55% of U.S. homes are in a “high-risk” zone for natural disasters. Know the risks of where you live because your insurance rates depend on it. If you move to the
Homeowners insurance is there to help you when things go wrong. Yet when something happens, homeowners are unsure of how to get insurance providers to pay up! Here are some tips to help make sure you get the most out of your policy. Document everything! Keep track of the condition
If you live in an earthquake prone area, like California, it is probably a good idea to be protected. Yet only about 17% of California homeowners make the decision to get earthquake insurance. We buy insurance not just to cover us for likely occurrences, but also to protect us against
Homeowners insurance is extremely useful to have in case of emergencies, but when an emergency does happen and you have to file a claim, it can be a nightmare to your wallet! One claim, regardless of the size, can raise your insurance premium by at least 9%. File another claim,
As seen on CNN: Two years ago next week, Superstorm Sandy barreled through parts of the United States, causing $65 billion worth of damage to communities up and down the Eastern seaboard. Sandy, which brought extensive flooding to New York and Atlantic City, was described by many as a once
Upon purchasing auto insurance, your insurance agent will likely explain to you that you are required to purchase that standard minimum liability coverage. When they ask you if you would like to purchase additional liability coverage, they are not doing so to simply boost your premium amount. Rather, most individuals
As seen on The LA Times: Many Americans are confused about the basic elements of homeowner insurance policies, according to a new study. More than four in 10 people wrongly think that the policies cover mold damage and 73% don’t realize that the policies do cover personal items that are
As seen on CNN Money: On Wednesday, the billionaire business mogul announced Virgin Group employees can take as much vacation days as they need. But according to a June survey from the Society of Human Resource Management, less than 1% of employers offer unlimited paid vacation time. The group surveyed