We all know it’s crucial to make sure your home is fully protected with homeowners insurance. But these policies can have gaps in them. Many don’t cover all your possessions. To make sure your valuable items are covered, consider obtaining additional coverage called “floater insurance.” Most basic homeowners insurance policies have
By JoAnn Streem, Vice President, ACE Private Risk Services and Michelle Impey, Fine Arts Director, ACE Private Risk Services As art markets draw increased attention with record-setting auction prices, wealthy individuals and families are increasingly turning to valuable collections of paintings, sculptures and other classes of fine art for investment diversification
A report issued today shows 4.5 million U.S. homes at high or extreme risk of wildfire as the multi-year drought continues. The report’s author said the worsening drought means 2015 has the potential to be one of the most devastating wildfire seasons on record. A word from our sponsor: Need
It’s no secret that U.S. home prices have rebounded from their recession lows, to the extent that some people are wondering if we’re in a new real estate bubble. The most recent data from the S&P/Case-Shiller U.S. National Home Price Index, which looks at all nine U.S. census divisions, noted
Homeowners know that having enough dwelling coverage to rebuild your home is important. So, too, is having a policy that covers loss of use and specific risks that apply, such as floods if you live in a designated flood plain. You’ll also want to make sure your home’s contents will
For most people, your home is your most valuable asset, so you need to make sure it is fully protected with homeowners insurance. A standard homeowners policy, also known as an HO3, insures against the basics like fires and theft. But, an HO3 policy has compensation limits — and that
Car Thieves Targeting Idling Cars During The Winter Months For anyone that lives in the cold, the temptation to leave your car idling when running quick errands often overwhelms your logical instincts. There is no harm in leaving my car running while I run back into the house to grab
Safeguarding Your Home Against Hurricane Damages Unfortunately, hurricane preparedness has almost gone completely out the door with the accumulation of preparedness myths. Rather than remaining misinformed, keep in mind the top 4 hurricane preparation myths: Myth:Hurricane evacuations are determined by the speed of the wind. Fact: Hurricane evacuations are actually determined by
Independent Vs. Captive Insurance Agencies When it comes to protecting your most prized possessions, you will need to choose which company to hold your insurance policies with. This means making the decision of utilizing an independent insurance agent or a captive agent. Gathered are just a few advantages of an
Did You Know That February Is American Heart Month? February is American Heart Month, which means the American Heart Association is joining forces with companies around the country to inform you of some vital heart healthy tips. The only way our bodies can prevail through varying circumstances is if we