Tag: coverage

More Californians could see their fire coverage dropped

More residents may see their fire coverage dropped by insurance carriers, while others living in high risk areas will see costs rise, California Insurance Commissioner Dave Jones said this week.  Four years of severe drought have increased fire activity in the state. So far in 2015, a total of 813,163

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With more wildfires scorching California, are you ready?

Wildfire season in California is not limited to late summer and early fall anymore. The Golden State is turning brown in the midst of one of the most severe droughts on record.  From January 1 through the end of July, California firefighters have responded to nearly 3,900 blazes, which is

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Insurance Implications After the Loss of a Loved One

Guidance Through This Trying Time Unfortunately, some of the most trying experiences in life leave us having to rummage through paperwork to get everything in order. While mourning for the loss of a loved one should be at the forefront, it is important that you remember the importance of changing

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Don’t Let Natural Disasters Become Your Worst Nightmare

Natural disasters can cause a lot of damage, which can be extremely costly to a homeowner! According to RealtyTrac, 55% of U.S. homes are in a “high-risk” zone for natural disasters. Know the risks of where you live because your insurance rates depend on it. If you move to the

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Do Not Let An Earthquake Shake Down Your Home

If you live in an earthquake prone area, like California, it is probably a good idea to be protected. Yet only about 17% of California homeowners make the decision to get earthquake insurance. We buy insurance not just to cover us for likely occurrences, but also to protect us against

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Helpful Tips For Keeping Your Insurance Premium Down

Homeowners insurance is extremely useful to have in case of emergencies, but when an emergency does happen and you have to file a claim, it can be a nightmare to your wallet! One claim, regardless of the size, can raise your insurance premium by at least 9%. File another claim,

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Extra Coverage Options for Homeowners Insurance

The amount of homeowners who do not understand what is covered under their homeowners’ insurance policy is overwhelming. While you may know the basic coverage options, gathered are a few extra coverage options that many homeowners have never thought about: Comprehensive homeowners’ insurance policies typically include rodent damage coverage in

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Natural Swimming Pools Taking Over The West Coast Market

Swimming pools are a great way to beat the heat but sometimes the chlorine can be too much. Many people prefer a more natural setting to a chlorine bleached poolside; BioNova has solved the problem with natural swimming pools. Imagine replacing the chlorine in your pool with living plants containing

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10 Things You Thought Home Insurance Covered

Homeowners insurance can keep you covered in many cases, but not all. Many people choose home insurance without knowing what is and is not covered. This makes it difficult to know what coverage you need for the areas that aren’t covered. Here is a list of 10 things home insurance

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