Students who live on campus typically do not worry about renters insurance because their parent’s policy will typically cover losses or damages. Once you move off campus and have to pay rent yourself, mom and dad’s insurance policy may not cut it anymore. Why renters insurance for college students is vital: Your
We all know that red vehicles and sports cars are the cars most likely to be pulled over for speeding because they draw more attention to themselves. For many, it’s something parents tell their children when they buy their first car. What you may be unaware of is that there are other cars
Natural disasters can cause a lot of damage, which can be extremely costly to a homeowner! According to RealtyTrac, 55% of U.S. homes are in a “high-risk” zone for natural disasters. Know the risks of where you live because your insurance rates depend on it. If you move to the
Homeowners insurance is there to help you when things go wrong. Yet when something happens, homeowners are unsure of how to get insurance providers to pay up! Here are some tips to help make sure you get the most out of your policy. Document everything! Keep track of the condition
If you live in an earthquake prone area, like California, it is probably a good idea to be protected. Yet only about 17% of California homeowners make the decision to get earthquake insurance. We buy insurance not just to cover us for likely occurrences, but also to protect us against
Homeowners insurance is extremely useful to have in case of emergencies, but when an emergency does happen and you have to file a claim, it can be a nightmare to your wallet! One claim, regardless of the size, can raise your insurance premium by at least 9%. File another claim,
Upon purchasing auto insurance, your insurance agent will likely explain to you that you are required to purchase that standard minimum liability coverage. When they ask you if you would like to purchase additional liability coverage, they are not doing so to simply boost your premium amount. Rather, most individuals
There are an overwhelming number of homeowners who believe that their expensive personal belongings receive coverage under their homeowners’ insurance policy. In fact, your homeowners’ insurance policy likely specifically excludes such items. These items may include the family heirlooms your grandmother gave you, the fine china from your wedding, or
The amount of homeowners who do not understand what is covered under their homeowners’ insurance policy is overwhelming. While you may know the basic coverage options, gathered are a few extra coverage options that many homeowners have never thought about: Comprehensive homeowners’ insurance policies typically include rodent damage coverage in
As seen on the LA Times: Dogs may be man’s best friend. But dog bites are costing California insurers a hefty chunk of cash. Insurance companies in California received 1,919 dog bite claims last year, costing a total of $64.7 million — the highest of any state in the U.S.,
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